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Change Your Zip Code, Save Money on Car Insurance

by Doug Cohen

Now there's an interesting concept, especially when you consider how expensive moving can be. Wouldn't it be nice if you could save money on car insurance simply by moving?

Well, dream no more, because a December 2009 study by the National Association of Insurance Commissioners showed that the average cost of car insurance dropped nearly 3% in 2007 across the board. Some people saved even more money. Why?

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One reason people experienced a drop in car insurance rates is because moving from an urban area to a more rural area, or simply any less populated area means less cars and thus less likelihood of accidents, less vandalism, less theft, and less insurance fraud. All these factors add up to, in many cases, a nice saving when people move and open their new car insurance bill. And that's something to think about next time you're considering a move.


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