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New Jersey Auto Insurance Requirements
Contact your insurance company for the different insurance coverage choices.
Your insurance company must give you a New Jersey Insurance Identification Card for each car insured under your policy.
Failure to present the card may result in fines.
All vehicles, new and used, must be registered before operating them in New Jersey. Different rules apply when renewing your registration or getting a new one.
New Car Registration
A car is considered new if it has never had a title issued to anyone other than the dealer prior to the customer's purchase.
You can transfer your registration to a new car and continue to use the same license plates. But the name and code on the new registration must appear exactly as it did on your old car's registration. The transfer fee is $4.50 plus the prorated weight class registration fee.
In New Jersey, most cars must apply for an annual registration renewal. To simplify the process, MVC sends you an annual registration renewal notice. This letter includes a PIN that you can use to renew in one of three ways:
Vehicles eligible for renewal by Web or by phone include passenger autos, pleasure boats, trailers under 55,000 lbs and motorcycles. All others must renew at an MVC agency.
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