Delaware Auto Insurance Requirements
by Doug Cohen

What is the Mandatory Auto Insurance Law?
Delaware law requires residents driving a car in Delaware State, whether in Wilmington, Dover, Smyrna, Seaford, Georgetown or somewhere in beyond, to have an auto insurance liability policy of at least the required State minimum limits. What are those minimum required limits in the First State, the Diamond State, the Blue Hen State, and the Small Wonder State?

Under Delaware law, you’re required to have car insurance liability limits of at least 15/30/10. What does this mean? It means:
$15,000 per person, for bodily injury you cause
$30,000 per accident, for bodily injury, and
$10,000 per accident, for damage to another’s property

Proof of Insurance
If you’re stopped by a law enforcement officer, you must present an insurance identification card showing that the car is insured. Your auto insurance company must provide you with an identification card when they issue or renew your car insurance liability policy. At your request, the company will provide a card or temporary proof of insurance for each car covered under your policy and if you purchase your insurance from InstantCarInsurance.com or Ensurance.com you can also print your ID cards online instantly and for free.

The insurance identification card includes the name of the insurance company, the policy number, and the policy’s effective and expiration dates. It also includes a description of the insured car(s) and/or the name of the insured driver.